I didn’t grow up in a “financial household.”
My mom worked in the judicial system. My dad worked in the chemical plants.
But even without fancy financial degrees, they taught me one thing very well: save your money.
If you grew up with a “money in the freezer” savings account, you know exactly what I mean.
My parents had one rule when I started working summer jobs:
“Save half your paycheck. Spend the other half however you want.”
At the time, I hated it.
Looking back… probably the best financial education I ever got.
Fast forward: I went to college, took a leap into a finance degree, fell in love with how money actually works, and somehow ended up doing exactly what younger-me would’ve rolled my eyes at — I became a banker.
Today, I’m a loan officer at a community bank. I look at people’s financial lives every single day. I see the good, the bad, and the “dear God how do you sleep at night” budgets.
And here’s the moment that finally pushed me to start this blog:
People genuinely think their car is an investment.
That’s when I knew we had a problem.
I kept hearing the same things over and over:
- “They never taught me that in school.”
- “My parents didn’t explain this stuff.”
- “Nobody ever told me how this works.”
So I decided to be “nobody.”
As in: nobody ever told me this… until now.
Why does this blog exist?
Money doesn’t need to be confusing.
It’s not only for people who love spreadsheets or whisper “Roth IRA” in their sleep.
My mission is simple:
- Make personal finance actually understandable.
- Explain money the way normal people talk.
- Teach what school didn’t.
- Give you real-world advice you can actually use.
- Show you how to make your money work for you — not the other way around.
If you’re in high school trying to understand credit…
In your 20s trying to stop feeling broke…
In your 40s wondering if you should buy real estate…
Or nearing retirement thinking “I wish I learned this stuff earlier”…
This blog is for you.
Why You Should Trust Me?
I’ve been terrible with money before. Spectacularly terrible.
I used to spend like my credit card had endorsements. If the paycheck came in, the spending went out — immediately. No plan. No discipline. Just confidence and ignorance in perfect harmony.
Now I work in banking. I see real financial situations every single day — the good, the bad, and the “how are you surviving” kind of bad. I started this blog to break it all down in a way that actually makes sense, without talking to you like a textbook or a finance bro.
What You Can Expect?
This first year is filled with topics that affect real people, real lives, and real bank accounts.
But don’t worry — we’re keeping it brutally honest, friendly, and occasionally funny.
(If I write something that doesn’t make you smirk at least once, I owe you a refund. Which is easy, because this is free.)
Welcome to the start of something good.
Let’s build your financial foundation — simply, clearly, and one blog post at a time.
First post drops soon. Stay tuned.